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Plain vanilla fraud and theft are much less worrisome to me than conditions where the overall acceptance of misinformation or “enterprise as common” practices permits inherently bad product ideas and blatant mismanagement to develop into accepted by regulatory authorities, monetary professionals, and myopically gullible customers. Here are some candidates for future “Blockbuster Scandal Awards” (B S Awards, if you’ll): Variable Life Insurance & Annuities, Wrap Payment Managed Investment Accounts, Portfolio Window Dressing, Asset Allocation Mutual Funds, and Obscene Govt Compensation.
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